What It Is: A lump-sum cash advance based on future credit card sales or daily bank deposits, repaid through a percentage of daily transactions.

Key Features:

• Ultra-Fast Funding: Often funded within 24-48 hours
• No Fixed Payments: Repayment fluctuates with sales volume (more sales = higher payments, slower periods = lower payments)
• Credit Card Sales Based: Ideal for businesses with high credit card transaction volumes
• Minimal Documentation: Simplified application process
• No Collateral Required: Unsecured funding option
• Flexible Qualification: Easier approval than traditional bank loans
• Advance Amounts: Typically $5,000 to $500,000

Repayment Structure:

• Daily or weekly automatic deductions from credit card sales or bank account
• Percentage-based (typically 10-20% of daily sales)
• Payments adjust with business performance

Best Suited For:

• Retail stores
• Restaurants and cafes
• Salons and spas
• E-commerce businesses
• Service providers with high card transaction volumes

Ideal For: Businesses with strong credit card sales that need immediate capital and prefer flexible repayment tied to revenue performance.